In this course, we discuss the process and components of credit analysis.  We start with a brief overview of the business analysis process, review the forms of For Profit and Not-for-Profit financial statements, and review the components of financial statements and some of the financial ratios used in analyzing financial statements.

This course serves as an overview for CFOs, COOs, CIOs, Lending Officers, managers, and accounting and finance professionals who want to sharpen their fundamental understanding of core credit analysis and how credit analyses are used to obtain and provide financing for the organizations we manage.

Learning Objectives
  • Identify the difference between For Profit and Not-for-Profit financial statements.
  • Recognize the components of credit analyses.
  • Explore the financial ratios utilized to analyze financial statements.
  • Explore how to calculate financial ratios.
Last updated/reviewed: March 17, 2024
14 Reviews (45 ratings)

Reviews

4
Anonymous Author
Covered quite a bit of material; good review for those not directly involved in the credit side; provides background for understanding financial statements and what they can provide about a company
4
Member's Profile
I think the instructor was very informative and this course gives a great overview of the different items that are looked at when considering credit.
5
Member's Profile
Thanks for good information.
4
Anonymous Author
Overall good course, but the material could have likely been covered over a much shorter time frame.
4
Member's Profile
Good class about credit analysis. Many accounting ratios to pick up. I would recommend this class.
5
Anonymous Author
Nice Straightforward review of the credit analysis, easy to follow and informative.
Member's Profile
Liked first section most talking about more subjective info vs ratios
5
Member's Profile
very good high level information for lending business details
5
Anonymous Author
This class was a really good overview on the subject matter.
5
Anonymous Author
Good instructional course. Good review and well presented.
4
Anonymous Author
Detailed fundamentals of commercial credit analysis.
4
Member's Profile
Overall, good summary of commercial credit analysis.
5
Anonymous Author
Nicely done!!
Member's Profile
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Prerequisites
Course Complexity: Intermediate

Prerequisites: Some knowledge of Credit Analysis and experience reviewing For Profit and Not-for-Profit financial statements. Advanced Preparation: None

Education Provider Information
Company: Illumeo, Inc., 75 East Santa Clara St., Suite 1215, San Jose, CA 95113
Contact: For more information regarding this course, including complaint and cancellation policies, please contact our offices at (408) 400- 3993 or send an e-mail to .
Instructor for this course
  Course Overview CPE
Course Syllabus
INTRODUCTION and OVERVIEW
  3:55PREVIEW: Introduction to Fundamentals of Commercial Credit Analysis
Business Analysis
  Components of Business Analysis14:16
  Business Analysis: Type of Business10:18
  Business Analysis: Competitive Advantages7:30
  Business Analysis: Sources of Repayment7:56
  Business Analysis: Relationship6:57
  Business Analysis: Relationship (Continued)8:47
Financial Statements and Analysis
  Overview of Financial Statements (Starting with P&L)7:47
  Financial Statements: P&L (Continued)7:41
  Financial Statements: FP Statements of Operations8:28
  Fundamentals of Financial Statement Analysis - Financial Condition9:00
  Financial Analysis - Financial Condition (Historical Ration Analysis Continued)14:22
  Financial Analysis - Financial Condition (Historical Ration Analysis Continued)11:45
  FP Profitability/Efficiency, Liquidity, & Leverage Ratio Examples 7:00
  Fundamentals of Financial Statement Analysis - Cash Flow13:41
  FP Statements of Cash Flows15:11
CONCLUSION
  Course Summary12:25
Continuous Play
  Fundamentals of Credit Analysis2:46:57
SUPPORTING MATERIALS
  Slides: Fundamentals of Commercial Credit AnalysisPDF
  Fundamentals of Commercial Credit Analysis Glossary/IndexPDF
REVIEW and TEST
  REVIEW QUESTIONSquiz
 FINAL EXAMexam